Poerio Inc.'s Experience Modification Rate has reached 0.75 — the lowest in company history and well below the industry baseline of 1.0.
What an EMR of 0.75 means
The Experience Modification Rate is how insurance carriers score a contractor's safety record. It compares a company's actual workers' compensation claims against what's expected for its size and trade. A 1.0 is average. Below 1.0 means fewer and less severe claims than the typical contractor; above it means more. It's one of the few safety metrics that can't be polished for a marketing page — it's calculated from real claims history.
"This rating reflects the hard work and dedication of every single person on our jobsites," said Joe Poerio, President of Poerio Inc. "We invest heavily in training, PPE, and safety culture because our people are our most important asset."
How we got here
There's no single program behind a number like this — it's the accumulation of habits. The ones that mattered most: weekly toolbox talks on every jobsite, a comprehensive safety orientation for every new hire before they set foot on a site, regular third-party safety audits that check our own assumptions, and an incentive program that recognizes crews with zero-incident records.
Why clients should care about a contractor's EMR
A low EMR isn't just an internal scorecard. For project owners, it translates directly: lower insurance costs built into bids, fewer incident-related delays, and a contractor whose crews go home healthy every night. Many owners and construction managers now screen bidders by EMR — and for good reason. It's a track record, not a promise.
If you're evaluating general contractors for an upcoming project, ask every bidder for their EMR. We're glad to show ours. Contact our team to talk about your project.